:root{--ink: #16241c;--ink-soft: #3d4f44;--muted: #5e6f64;--bg: #f4efe4;--bg-deep: #e8e0d0;--paper: #fffcf6;--line: #d6cdb8;--green: #1b5c3a;--green-deep: #123d28;--green-soft: #dce8df;--copper: #c45e22;--copper-deep: #9a4516;--gold: #c9a15b;--warn-bg: #f7ead0;--warn-ink: #6a4a12;--ok: #1b5c3a;--shadow: 0 10px 30px rgba(22, 36, 28, .08);--radius: 18px;--max: 72rem;--measure: 42rem;--sans: "Segoe UI", "Helvetica Neue", Avenir, Ubuntu, Cantarell, system-ui, sans-serif;--serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Times New Roman", Georgia, serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(ellipse 80% 40% at 100% -10%,rgba(201,161,91,.18),transparent 50%),radial-gradient(ellipse 50% 30% at 0% 0%,rgba(27,92,58,.08),transparent 45%),var(--bg);color:var(--ink);font-family:var(--sans);font-size:1.05rem;line-height:1.65}a{color:var(--green);text-underline-offset:.18em}a:hover{color:var(--copper-deep)}img{max-width:100%;height:auto}code{font-size:.92em;background:var(--bg-deep);padding:.1em .35em;border-radius:4px}.wrap{width:min(var(--max),calc(100% - 2rem));margin-inline:auto}.measure{width:min(var(--measure),100%)}.site-header{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--bg) 88%,white);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.75rem 0}.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:var(--ink)}.brand svg{width:2.1rem;height:2.1rem}.brand-name{font-weight:700;letter-spacing:-.03em;font-size:1.15rem}.brand-name span{color:var(--green)}.nav{display:flex;flex-wrap:wrap;gap:.2rem 1.1rem}.nav a{color:var(--ink-soft);text-decoration:none;font-size:.95rem}.nav a:hover,.nav a[aria-current=page]{color:var(--green-deep)}.site-footer{margin-top:4rem;border-top:1px solid var(--line);background:var(--green-deep);color:#f3ead4}.site-footer a{color:#f3ead4}.footer-inner{padding:2.4rem 0 2rem;display:grid;gap:1.5rem;grid-template-columns:1.4fr 1fr 1fr}.site-footer h2{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin:0 0 .6rem;color:var(--gold)}.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.35rem}.site-footer p,.legal-note{font-size:.92rem;color:#d9d0ba}.legal-bar{border-top:1px solid rgba(243,234,212,.15);padding:1rem 0 1.4rem;font-size:.85rem;color:#d9d0ba;display:flex;gap:1rem;flex-wrap:wrap}.hero{padding:3.2rem 0 2.2rem;display:grid;grid-template-columns:1.3fr .9fr;gap:2.5rem;align-items:end}.eyebrow{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--green);font-weight:700;margin:0 0 .7rem}.hero h1{font-family:var(--serif);font-weight:600;font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.12;letter-spacing:-.03em;margin:0 0 1rem}.lead{font-size:1.15rem;color:var(--ink-soft);margin:0 0 1.4rem;max-width:38rem}.hero-panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem 1.4rem;box-shadow:var(--shadow)}.hero-panel dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.hero-panel dd{margin:0 0 .85rem;font-family:var(--serif);font-size:1.35rem}.hero-panel dd:last-child{margin:0}.btn,.aff-btn{display:inline-flex;align-items:center;gap:.45rem;background:var(--green);color:#fff!important;text-decoration:none;border:0;border-radius:999px;padding:.7rem 1.15rem;font-weight:600;font-size:.95rem;cursor:pointer}.btn:hover,.aff-btn:hover{background:var(--green-deep);color:#fff!important}.btn-ghost{background:transparent;color:var(--green-deep)!important;border:1px solid var(--line)}.btn-ghost:hover{border-color:var(--green)}.btn-row{display:flex;flex-wrap:wrap;gap:.7rem}.section{padding:2.2rem 0}.section h2{font-family:var(--serif);font-size:clamp(1.6rem,3vw,2.1rem);margin:0 0 .4rem;letter-spacing:-.02em}.section-intro{color:var(--ink-soft);margin:0 0 1.5rem;max-width:40rem}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.card,.cat-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.25rem 1.3rem;text-decoration:none;color:inherit;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:.45rem}a.card:hover,a.cat-card:hover{border-color:var(--green)}.kicker{font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}.card h3{font-family:var(--serif);font-size:1.25rem;margin:0;line-height:1.25}.card p,.cat-card p{margin:0;color:var(--ink-soft);font-size:.98rem}.meta{margin-top:auto;font-size:.85rem;color:var(--muted)}.disclosure,.notice{background:var(--warn-bg);color:var(--warn-ink);border:1px solid #e4d2a8;border-radius:12px;padding:.9rem 1rem;font-size:.95rem}.disclosure strong,.aff-badge{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;background:#6a4a12;color:#fff;border-radius:999px;padding:.15rem .5rem;margin-right:.4rem;font-weight:700}.aff-wrap{display:flex;flex-wrap:wrap;align-items:center;gap:.55rem;margin:1.2rem 0}.article-hero{padding:2.4rem 0 1rem}.article-hero h1{font-family:var(--serif);font-size:clamp(1.9rem,4.2vw,2.8rem);line-height:1.15;margin:.3rem 0 .8rem;letter-spacing:-.03em}.article-body{width:min(44rem,100%)}.article-body h2{font-family:var(--serif);font-size:1.55rem;margin:2.1rem 0 .7rem;letter-spacing:-.02em}.article-body h3{font-size:1.15rem;margin:1.5rem 0 .5rem}.article-body p,.article-body li{font-size:1.05rem}.article-body ul,.article-body ol{padding-left:1.2rem}.article-body blockquote{margin:1.4rem 0;padding:.2rem 0 .2rem 1.1rem;border-left:3px solid var(--green);color:var(--ink-soft)}.sources{font-size:.92rem;color:var(--ink-soft)}.sources li{margin:.25rem 0}.table-wrap{overflow-x:auto;margin:1.2rem 0 1.6rem;border:1px solid var(--line);border-radius:14px;background:var(--paper)}table{width:100%;border-collapse:collapse;font-size:.95rem}th,td{padding:.7rem .8rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--green-soft);font-size:.8rem;letter-spacing:.04em;text-transform:uppercase}tr:last-child td{border-bottom:0}td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}.calc{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem 1.4rem 1.5rem;box-shadow:var(--shadow);margin:1.4rem 0 1.8rem}.calc h2,.calc h3{margin-top:0}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:.85rem 1.1rem}.calc label{display:grid;gap:.28rem;font-size:.88rem;font-weight:600;color:var(--ink-soft)}.calc input,.calc select{font:inherit;padding:.5rem .65rem;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}.calc-result{margin-top:1.1rem;display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem}.result-box{background:var(--green-soft);border-radius:12px;padding:.9rem 1rem}.result-box .label{font-size:.75rem;text-transform:uppercase;letter-spacing:.07em;color:var(--green-deep)}.result-box .value{font-family:var(--serif);font-size:1.6rem;line-height:1.2}.calc-note{font-size:.88rem;color:var(--muted);margin:.9rem 0 0}.page-title{padding:2.2rem 0 .5rem}.page-title h1{font-family:var(--serif);font-size:clamp(2rem,4vw,2.8rem);margin:.2rem 0 .6rem}@media(max-width:860px){.hero,.footer-inner,.card-grid,.calc-grid,.calc-result{grid-template-columns:1fr}.nav{display:none}.nav.open{display:flex;position:absolute;inset:3.4rem 1rem auto;background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:1rem;flex-direction:column}.menu-btn{display:inline-flex}}.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:.35rem .55rem}
